Disclaimer
1. General Information
This disclaimer is intended to provide transparency and clarity regarding the nature, scope, and limitations of the information and services provided on this website. By accessing and using this site, you agree to be bound by the terms and conditions set forth in this disclaimer, as well as any applicable laws and regulations. The website is operated by Fyex, a business based in Germany, with international reach. Please carefully read the following information to understand the purpose of this website, its content, and your responsibilities as a user.
1.1 Website Purpose
This website primarily serves as an informational platform designed to provide users with insights and details about cryptocurrency exchanges and related services. It aims to assist individuals interested in the cryptocurrency space by offering reviews, guides, and recommendations regarding various crypto exchanges. Please note that all information provided is for general informational purposes only and should not be construed as financial or investment advice.
1.2 Intended Audience
The content on this website is intended for individuals who are legally permitted to engage in cryptocurrency-related activities under their local laws. Users from different countries should be aware of their respective jurisdictions’ regulations regarding cryptocurrency trading and investment. This website does not encourage or promote illegal activities, and users are responsible for ensuring that they are in compliance with local laws and regulations when accessing and using the information provided.
1.3 Scope of Information Provided
The website offers comprehensive information about various cryptocurrency exchanges, such as reviews, comparisons, and the pros and cons of different platforms. However, this content is based on publicly available data, user experiences, and third-party sources that may be subject to change. We strive to present accurate, up-to-date, and unbiased information, but we cannot guarantee the accuracy, completeness, or timeliness of all content.
1.4 International Focus
While the website is operated by a company registered in Germany, it is intended to serve an international audience. We aim to provide valuable information to users worldwide who are interested in cryptocurrency exchanges. However, due to the varied legal landscapes concerning cryptocurrencies in different countries, the information and services provided on this website may not be suitable or compliant with regulations in all jurisdictions. We encourage users to verify the legality and regulatory status of any cryptocurrency-related activity in their respective country before proceeding.
1.5 Language and Translation
The primary language of the website is English, and all content is presented in this language. In some cases, the website may be translated into other languages for the convenience of non-English speaking users. However, any discrepancies between translations and the original English content should be resolved in favor of the English version.
1.6 Changes to Content
We reserve the right to update, modify, or remove any content on this website at any time without prior notice. The cryptocurrency market is highly dynamic, and as such, information related to exchanges and services may become outdated or inaccurate. It is your responsibility to verify the current status and details of any exchange or service before making any decisions based on the information provided here.
1.7 Limitations of Use
This website is intended for personal use only. You may not use the website or its content for commercial purposes, including but not limited to creating derivative works, distributing, or selling any of the information provided. Additionally, you may not use automated tools to scrape, collect, or harvest data from the website without explicit permission from the site administrators.
1.8 No Endorsement or Guarantee
Although the website may provide links to third-party cryptocurrency exchanges or services, these links are for informational purposes only. Inclusion of any exchange or service does not imply endorsement or recommendation. The website operators do not guarantee the quality, security, or reliability of any third-party platform. Users are encouraged to conduct their own research and exercise caution when engaging with any exchange or service.
1.9 Liability Disclaimer
While we make every effort to ensure that the information presented on this website is accurate, we cannot be held liable for any errors or omissions, nor for any consequences that may arise from the use of this website or the reliance on its content. Cryptocurrency investments carry inherent risks, including the risk of losing all invested capital. Always perform due diligence and consult with a financial advisor before making any investment or trading decisions.
2. Liability Disclaimer
This section outlines the limitations and scope of liability related to the use of this website and its content. By accessing and using the site, you acknowledge and agree to the terms set forth in this disclaimer. The information provided on this website is for general informational purposes only and does not constitute professional, financial, investment, or legal advice. Please read the following carefully to understand the scope of our liability and the responsibilities you bear as a user.
2.1 No Financial or Investment Advice
The content on this website is not intended to be, and should not be construed as, financial, investment, tax, or legal advice. The information provided is solely for informational purposes, based on publicly available data, user experiences, and general market knowledge. We do not offer personalized advice regarding the buying, selling, or trading of cryptocurrencies or any other financial instruments. You should consult a qualified financial or investment advisor before making any financial decisions.
2.2 Risk Acknowledgment and Disclaimer
Cryptocurrency investments and trading are inherently risky and highly speculative. Cryptocurrencies are volatile and can experience significant price fluctuations, which may result in substantial losses. By accessing this website, you acknowledge and accept the inherent risks associated with cryptocurrency transactions, including but not limited to:
- Price volatility: Cryptocurrencies can experience rapid and unpredictable price changes.
- Liquidity risks: Some cryptocurrency assets or exchanges may have low liquidity, leading to difficulty in executing trades at desired prices.
- Security risks: Cryptocurrencies and exchanges are subject to hacking, fraud, and cyber attacks. While security measures are often in place, there is no guarantee that your assets or personal data will be fully protected.
- Regulatory risks: The regulatory environment for cryptocurrencies is continuously evolving, and the legal status of cryptocurrencies may vary by jurisdiction. You are solely responsible for ensuring that your activities comply with applicable laws in your country of residence.
The website and its operators do not accept any responsibility for any financial loss, damages, or consequences that may arise from trading or investing in cryptocurrencies, using the services or exchanges listed on the website, or relying on the information provided here.
2.3 No Guarantee of Accuracy, Completeness, or Timeliness
While we strive to provide accurate, up-to-date, and reliable information, we make no representations or warranties regarding the accuracy, completeness, or timeliness of the content on this website. The cryptocurrency market is dynamic and rapidly changing, which may lead to outdated or incorrect information being presented on the site. The website operators do not guarantee that the content is error-free or that it will remain current at all times.
You should independently verify all information before making any decisions based on the content provided on this website, including but not limited to details about cryptocurrency exchanges, services, and related market conditions.
2.4 No Liability for Losses or Damages
To the fullest extent permitted by applicable law, the website operators disclaim all liability for any losses, damages, costs, or expenses that may arise from:
- The use or inability to use the website or any of its content, including third-party services linked or mentioned on the site.
- Reliance on any information provided on the website, including details about cryptocurrency exchanges, market trends, or trading strategies.
- Technical issues that may disrupt the availability or functionality of the website, including server downtime, bugs, or glitches.
- Security breaches or cyberattacks, which could result in unauthorized access to your personal data or cryptocurrency assets.
- Loss of funds, whether due to hacking, fraud, user error, or market volatility.
You are solely responsible for conducting your own research, making informed decisions, and managing any associated risks when using cryptocurrency platforms, engaging in transactions, or making investment decisions. The website operators do not accept any responsibility for your financial losses or any legal consequences resulting from your use of the website or its affiliate links.
2.5 Affiliate Links and Third-Party Content
This website may include affiliate links to third-party websites, including cryptocurrency exchanges and other services. These links are provided for informational purposes, and the website operators may earn a commission if you choose to sign up or make a purchase through these links. However, the inclusion of these affiliate links does not imply an endorsement, recommendation, or guarantee of the services or exchanges mentioned.
The website operators do not control or take responsibility for the content, services, or policies of third-party websites. By clicking on affiliate links or using third-party services, you acknowledge and accept that the operators of this website are not responsible for any losses or damages arising from your interactions with third parties.
2.6 User Responsibility and Due Diligence
You are responsible for exercising due diligence before engaging in any cryptocurrency-related activity, including but not limited to selecting exchanges, making transactions, or investing in digital assets. The information provided on this website should be treated as a starting point for further research. We strongly recommend that you perform your own investigation, verify any claims made by third-party platforms, and consult with professional advisors before making any financial or investment decisions.
2.7 Indemnification
By using this website, you agree to indemnify, defend, and hold harmless the website operators, its affiliates, and its employees from any claims, damages, liabilities, costs, and expenses, including legal fees, arising from your use of the website, any violation of this disclaimer, or any breach of applicable laws or regulations.
2.8 Exclusion of Warranties
The website and its content are provided “as is” and “as available.” The website operators make no warranties, express or implied, regarding the accuracy, reliability, or availability of the website or any of its content. To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The operators do not warrant that the website will be error-free, uninterrupted, or free from viruses or other harmful components.
2.9 Jurisdiction and Governing Law
This disclaimer shall be governed by and construed in accordance with the laws of Germany, without regard to its conflict of law provisions. Any disputes arising out of or in connection with this disclaimer shall be subject to the exclusive jurisdiction of the courts located in Germany.
3. Affiliate Partnerships
This section explains the nature of the affiliate relationships and partnerships associated with this website. As a user, it is essential to understand how these partnerships work, how they may influence the content on the website, and the financial compensation the website may receive for referrals. By using this website, you acknowledge and agree to the terms outlined below regarding affiliate marketing and the potential financial relationships with third-party services.
3.1 Introduction to Affiliate Marketing
This website participates in affiliate marketing programs, which means that when you click on certain links, banners, or advertisements for third-party services or cryptocurrency exchanges, and you make a purchase, sign up, or engage in other activities, the website operators may receive a commission or other compensation from those third-party providers. Affiliate links are a common way for websites to earn revenue by recommending products or services that may be of interest to their users.
These affiliate links are embedded within the content of the website, including reviews, guides, comparisons, and recommendations of various cryptocurrency exchanges and services. The inclusion of affiliate links does not imply endorsement of the service, nor does it guarantee the quality or reliability of the products or services being promoted. The compensation received by the website operators does not affect the content or opinions expressed on the site.
3.2 Transparency of Affiliate Relationships
We are committed to maintaining transparency regarding our affiliate relationships. Any links on this website that are affiliate links will be clearly marked as such. However, the decision to promote certain services or exchanges is based on our efforts to provide useful and relevant information to users. We aim to provide honest, unbiased reviews and recommendations, though we may receive compensation for successful referrals through affiliate links.
It is important to note that the website’s content is not influenced by the potential for commission-based earnings. Our editorial independence is a core value, and we prioritize providing information that is accurate and valuable to our audience. The compensation we receive through affiliate links does not affect our review processes, recommendations, or rankings of cryptocurrency exchanges.
3.3 Types of Affiliate Programs
The website may participate in a variety of affiliate programs, which can include:
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Referral programs: When users sign up for an exchange or service using an affiliate link and complete a specific action (e.g., making a deposit, trading, or purchasing), the website operators may receive a commission.
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Cost per acquisition (CPA): The website may earn a fixed fee for each new user referred to a third-party service or platform who meets certain criteria, such as account verification or a minimum transaction amount.
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Revenue share programs: Some exchanges or services offer a revenue-sharing model where the website operators receive a percentage of the fees generated by users referred through affiliate links (e.g., trading fees or account maintenance fees).
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Pay-per-click (PPC) programs: The website may earn compensation based on the number of clicks on specific affiliate links, regardless of whether the user signs up or makes a purchase.
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Hybrid models: Some affiliate programs may combine elements of the above methods, where commissions are earned from a combination of sign-ups, clicks, and trading volume.
3.4 Impact on Website Content
The presence of affiliate links on this website does not mean that the website endorses or guarantees the performance of the linked services. Although we strive to provide valuable and accurate information, affiliate relationships may influence the manner in which certain products or services are presented on the website. However, we take great care to ensure that our recommendations are made based on thorough research and an assessment of the exchange or service’s features, security measures, fees, and reputation.
If you have any concerns about the content or believe that it is biased due to affiliate relationships, please contact us directly. We welcome feedback and aim to address any questions or concerns you may have.
3.5 Potential Conflicts of Interest
While the website strives to maintain objectivity, affiliate partnerships can, in some cases, create potential conflicts of interest. For example, the website operators may earn higher commissions from certain exchanges or services compared to others. However, we remain committed to providing honest and transparent information, and our goal is to ensure that the recommendations offered are in the best interest of our users.
It is important to note that affiliate commissions are not tied to any specific ranking or review score on this website. Our evaluations are based on a variety of factors such as user experience, fees, security, features, and customer support, and we make every effort to provide unbiased and fair recommendations.
3.6 Your Responsibility and Acknowledgement
By using this website and engaging with affiliate links, you acknowledge and accept that the website operators may receive financial compensation for successful referrals. You are also encouraged to conduct your own research into the services and exchanges promoted through affiliate links before making any decisions regarding investments or sign-ups.
The compensation received by the website does not guarantee that the promoted exchanges will be suitable for all users or that you will have a positive experience with them. You are responsible for evaluating the risks associated with any cryptocurrency exchange or service and for determining if it meets your needs and aligns with your investment strategy.
3.7 No Guarantee of Results or Performance
Affiliate links do not imply any guarantee of success or performance when using the referred cryptocurrency exchange or service. The website operators do not guarantee that you will make a profit, that your funds will be secure, or that the services offered by third-party platforms will meet your expectations. As mentioned in earlier sections, investing and trading in cryptocurrencies carries significant risks, and no affiliate partnership can mitigate those risks.
Furthermore, the website does not guarantee that users will receive the same benefits or outcomes that are promoted by third-party exchanges. Each user’s experience may vary based on numerous factors, including market conditions, platform reliability, and personal trading strategies.
3.8 Changes to Affiliate Programs
Affiliate partnerships and commission structures may change from time to time, and we may update our affiliate links accordingly. The website operators are not responsible for any changes made to the affiliate programs or the terms of service offered by the linked exchanges or platforms. We encourage users to review the terms and conditions of any third-party service before engaging with it.
3.9 Affiliate Links and Tracking Technology
Affiliate links may involve the use of tracking technology, such as cookies or pixels, which helps the website operators track referrals and ensure that they are credited for any resulting sign-ups or purchases. This tracking technology does not collect personal information but may store information related to your interaction with affiliate links, such as the pages you visited, the time of your visit, and the actions you took on the third-party website. If you do not wish to be tracked in this manner, you can disable cookies in your browser settings.
4. Risk Disclosure
This section is dedicated to informing users about the risks involved in cryptocurrency trading and investing. Cryptocurrencies are highly volatile and speculative assets, and the information provided on this website is not intended to mitigate or eliminate the inherent risks. By using this website, you acknowledge and accept that trading or investing in cryptocurrencies carries significant risks, and it is crucial to understand these risks before making any decisions. The purpose of this Risk Disclosure is to ensure that you are fully informed of the potential dangers involved in the cryptocurrency space.
4.1 Acknowledgment of Inherent Risks in Cryptocurrency Trading
Cryptocurrency markets are notoriously volatile. The prices of cryptocurrencies can experience rapid and unpredictable fluctuations within short time frames. While some investors may experience high profits, the potential for substantial losses is equally real. Due to the speculative nature of cryptocurrencies, investments can lead to significant financial loss, including the possibility of losing your entire invested amount. The website provides educational content about exchanges and trading, but the decision to engage in cryptocurrency transactions is entirely at your own risk.
4.2 Market Volatility
The cryptocurrency market is one of the most volatile financial markets in the world. Prices can swing by double-digit percentages within minutes, and market conditions can change drastically from one moment to the next. Factors that can contribute to price volatility include, but are not limited to:
- Market sentiment: News, rumors, social media trends, and institutional decisions can significantly impact the value of a cryptocurrency.
- Supply and demand: Cryptocurrencies with a limited supply (such as Bitcoin) or fluctuating demand can experience rapid price swings.
- Regulatory developments: Changes in cryptocurrency regulations, such as government crackdowns or new regulatory frameworks, can dramatically affect prices.
- Technological advancements or failures: The release of new features, updates, or security issues within a blockchain project can lead to market instability.
Due to these factors, the price of any cryptocurrency could experience sudden and severe changes, leading to unexpected gains or losses.
4.3 Liquidity Risks
Liquidity refers to the ability to quickly buy or sell an asset without causing a significant impact on its price. While popular cryptocurrencies like Bitcoin and Ethereum tend to have high liquidity, many smaller or less-established cryptocurrencies may have lower liquidity, meaning that large buy or sell orders could drastically affect the market price.
Low liquidity can lead to problems such as:
- Inability to execute trades: You may not be able to buy or sell a cryptocurrency at the desired price if there aren’t enough buyers or sellers in the market.
- Slippage: When you attempt to make a trade, the price may shift during the execution process, resulting in a higher cost to buy or a lower return when selling.
As a result, liquidity risks are an important factor to consider when trading less liquid assets or using smaller exchanges.
4.4 Security Risks
Cryptocurrency exchanges, wallets, and transactions are vulnerable to various security risks. While many platforms implement strong security measures, there is no guarantee that your assets will be fully protected from hacking or fraud. Some common security risks include:
- Exchange hacks: Cryptocurrency exchanges have been the target of high-profile hacks in the past, where millions of dollars worth of digital assets were stolen.
- Phishing attacks: Fraudulent schemes where attackers attempt to steal private keys or login credentials by tricking users into providing personal information.
- Malware and ransomware: Cybercriminals may use malicious software to access your device or wallet, putting your funds at risk.
- Loss of private keys: If you lose the private keys to your cryptocurrency wallet, you may lose access to your assets permanently.
The decentralized nature of cryptocurrencies means that there is no central authority to protect you or reverse fraudulent transactions. Always use proper security practices such as enabling two-factor authentication (2FA), using hardware wallets for storing assets, and being cautious of phishing schemes.
4.5 Regulatory Risks
The regulatory environment for cryptocurrencies is constantly evolving and can vary significantly by country or region. Some countries have embraced cryptocurrencies and established regulatory frameworks, while others have imposed strict regulations or outright bans. The evolving nature of cryptocurrency regulations means that your ability to trade, hold, or use cryptocurrencies may change based on government policies or legal rulings.
Examples of regulatory risks include:
- Bans or restrictions on trading: Certain jurisdictions may impose restrictions on the use or trading of cryptocurrencies, making it difficult or illegal for residents to participate in the market.
- Taxation risks: Some countries impose taxes on cryptocurrency profits, and failing to comply with tax regulations may result in penalties or legal consequences.
- Regulatory changes: Sudden changes in regulations, such as new rules governing exchanges, initial coin offerings (ICOs), or crypto trading platforms, can create uncertainty in the market and affect the value of digital assets.
It is your responsibility to be aware of the regulations governing cryptocurrency use in your country and ensure that you are in compliance with local laws.
4.6 Fraud and Scams
Cryptocurrencies are frequently targeted by fraudsters and scammers due to the pseudonymous nature of transactions and the relative lack of regulatory oversight in some areas. Some common types of fraud and scams to watch out for include:
- Ponzi schemes: Fraudulent investment schemes that promise high returns, often paid by new investors rather than from legitimate profits.
- Fake ICOs: Scammers may launch fake Initial Coin Offerings (ICOs) or token sales to raise funds for non-existent or worthless projects.
- Pump-and-dump schemes: Manipulators may artificially inflate the price of a cryptocurrency through misleading marketing, only to sell their assets at a profit, leaving other investors with losses.
- Phishing websites: Fraudulent websites that mimic legitimate exchanges or wallets to steal your login credentials or funds.
Before investing or trading, always perform thorough due diligence on the platform, project, or cryptocurrency to ensure it is legitimate and trustworthy.
4.7 Operational Risks
Cryptocurrency exchanges and services can experience technical difficulties or outages that could affect your ability to access your funds or make transactions. Some potential operational risks include:
- Platform downtime: Due to high traffic, maintenance, or technical issues, exchanges may go offline temporarily, preventing you from executing trades or withdrawing funds.
- System errors or bugs: Platforms may suffer from software errors, glitches, or vulnerabilities that could impact the accuracy or security of your transactions.
- Delays in withdrawals: Certain exchanges may delay withdrawals due to issues such as liquidity shortages, security protocols, or verification processes.
Always ensure that you are using a reliable and well-established platform and be prepared for the possibility of unforeseen delays or issues.
4.8 Lack of Consumer Protections
Unlike traditional financial institutions, the cryptocurrency space lacks robust consumer protection mechanisms. If you encounter issues such as a failed transaction, unauthorized access, or fraud, there may be limited recourse available to recover your funds. Most cryptocurrency transactions are irreversible, and if you lose your assets due to a scam, error, or breach, it may be impossible to retrieve them.
4.9 No Guarantees of Profit
The cryptocurrency market is speculative, and there are no guarantees of profit. Even experienced traders can experience significant losses due to the unpredictable nature of cryptocurrency prices. Any promise of guaranteed returns should be viewed with skepticism, as it may be indicative of a scam or fraudulent scheme. You should never invest more than you can afford to lose.
4.10 Personal Responsibility
As a user of this website, you bear full responsibility for your actions and decisions in the cryptocurrency market. The website provides educational content, reviews, and resources, but the ultimate decision to trade, invest, or interact with cryptocurrency platforms is entirely yours. You are encouraged to seek independent advice from licensed professionals, conduct thorough research, and understand the risks involved in cryptocurrency trading and investing.
5. Legal Notices
This section outlines the legal notices that govern your use of this website, including terms related to intellectual property, the use of content, and any other legal provisions that may apply. By accessing this website, you agree to comply with these legal terms and conditions. Please read this section carefully to understand your rights and obligations when using the website and its content.
5.1 Ownership of Content and Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, videos, audio files, software, and data (collectively referred to as “Content”), is the property of the website operators, its affiliates, or third-party content providers and is protected by applicable intellectual property laws, including copyright, trademark, and patent laws.
- Copyright: The Content on this website is protected by copyright law, and you may not reproduce, distribute, modify, display, or otherwise use the Content without obtaining prior written permission from the website operators or the respective copyright holders, unless otherwise permitted by law.
- Trademarks: All trademarks, service marks, logos, and trade names on this website are the property of their respective owners. Nothing on this website grants you any right or license to use any trademarks or logos without the express written consent of the trademark owner.
- Licensing: If the website grants you access to any content, data, or material (e.g., through a subscription service or licensed content), such access is limited and non-transferable. You may not copy, sublicense, distribute, or use the Content beyond the scope of the licensed use.
The unauthorized use of any Content or intellectual property from this website is prohibited and may result in legal action.
5.2 Terms of Use
By accessing and using this website, you agree to comply with all applicable laws, rules, and regulations. The website operators reserve the right to modify, suspend, or discontinue any aspect of the website at their sole discretion, with or without notice. We may update or change the terms of use, so you should periodically review this section for any updates.
- Prohibited Activities: You are prohibited from engaging in the following activities on this website:
- Using the website for illegal or fraudulent purposes.
- Attempting to gain unauthorized access to the website or any associated servers, networks, or databases.
- Interfering with or disrupting the website’s functionality, including the uploading of viruses, malware, or any other harmful software.
- Spamming, phishing, or engaging in any other type of abusive activity.
- Violating any local, national, or international laws and regulations while using the website.
Violating these terms may result in the immediate suspension or termination of your access to the website and could subject you to legal action.
5.3 No Guarantee of Accuracy or Endorsement
While the website operators strive to provide accurate, timely, and reliable information, we make no guarantees regarding the accuracy, completeness, or reliability of any Content on the website. Information related to cryptocurrency exchanges, services, or financial advice is subject to change, and we do not guarantee that any information is free from errors or omissions.
Additionally, the presence of affiliate links, advertisements, or sponsored content on the website does not imply endorsement or a guarantee of the quality, legality, or suitability of the third-party services or products. The inclusion of such content is for informational purposes only, and users should independently verify any claims made by third parties.
5.4 Limitation of Liability
The website operators, affiliates, employees, and agents are not liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the website, the reliance on any Content provided, or the engagement with third-party services and exchanges linked on the site. This includes, but is not limited to, loss of data, financial loss, loss of business, or personal injury.
- Exclusion of Damages: The website operators make no warranties or representations regarding the website’s content, functionality, or availability. Any reliance on the information provided on this website is done at your own risk, and we are not liable for any losses or damages that result from using this website.
- Indemnification: You agree to indemnify and hold harmless the website operators, their affiliates, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including legal fees) that arise from your use of the website, violation of these terms, or infringement of any third-party rights.
5.5 Third-Party Links and Content
This website may contain links to third-party websites, services, or platforms. These links are provided for convenience and informational purposes only. The website operators do not control, endorse, or assume responsibility for the content, privacy policies, or practices of third-party websites. Accessing third-party sites via links on this website is done at your own risk.
- External Websites: You acknowledge that the website operators are not responsible for the content or services provided by third-party websites, nor do we guarantee their reliability or security. You should read and review the terms of use and privacy policies of any third-party websites you visit.
5.6 Privacy and Data Protection
The website operators are committed to protecting your privacy and ensuring that your personal information is handled responsibly. Please refer to our [Privacy Policy] for detailed information on how we collect, use, and protect your data.
By using this website, you consent to the collection and use of your personal information as described in the Privacy Policy. However, the website operators are not responsible for any third-party services or exchanges that you access through affiliate links or other resources on the website. You should review the privacy policies of any third-party platform before providing them with your personal data.
5.7 No Financial or Investment Advice
The content on this website is provided for informational purposes only. It does not constitute financial, investment, or legal advice. We do not recommend specific investment strategies or trading actions, nor do we guarantee any returns or profits from engaging in cryptocurrency activities. Cryptocurrency markets are highly speculative, and investing or trading in digital assets involves significant risks. Always seek advice from a licensed professional before making any financial decisions.
5.8 Compliance with Laws and Regulations
You are responsible for ensuring that your use of this website and participation in cryptocurrency trading or investments comply with all applicable local, state, national, and international laws, rules, and regulations. This includes but is not limited to, cryptocurrency regulations, tax obligations, and anti-money laundering (AML) laws. The website operators do not accept liability for your failure to comply with any laws or regulations in your jurisdiction.
- Legal Jurisdiction: This website and its terms of use are governed by the laws of Germany, and any disputes arising out of or in connection with these terms will be subject to the exclusive jurisdiction of the courts of Germany. If you access the website from outside Germany, you are responsible for ensuring that your use of the website complies with local laws.
5.9 Changes to the Legal Notices
The website operators reserve the right to update, modify, or change these legal notices at any time, with or without notice. Any changes to these notices will be posted on this page, and the revised version will become effective immediately upon publication. It is your responsibility to periodically review this section to stay informed about any updates.
- Notification of Changes: We may choose to notify users of material changes to the legal notices through a prominent notice on the website or via email. However, your continued use of the website after any changes are posted constitutes your acceptance of the updated terms.
5.10 Severability
If any provision of these legal notices is found to be invalid, illegal, or unenforceable, the remaining provisions will continue to be in full force and effect. The invalid provision will be amended to reflect the original intent of the provision as closely as possible while remaining legally enforceable.
6. Terms and Conditions
This section defines the terms and conditions (T&Cs) that govern your access to and use of this website. By accessing or using this website, you agree to comply with these T&Cs in full. If you do not agree with any of the terms outlined here, you should immediately stop using the website. These T&Cs may be updated from time to time, so you are advised to review this section periodically.
6.1 Acceptance of Terms
By accessing this website, you agree to be bound by these Terms and Conditions, as well as any future updates, amendments, or modifications that may occur. Your continued use of the website after any changes to these T&Cs signifies your acceptance of those changes. If you do not agree with these terms, you must immediately cease using the website.
- User Registration: In some cases, you may need to register an account to access certain features or services on the website. By registering, you confirm that the information you provide is accurate, complete, and up-to-date. You are responsible for maintaining the confidentiality of your account credentials (such as username and password) and for all activities that occur under your account.
- Eligibility: You must be at least 18 years old or the legal age of majority in your jurisdiction to access this website. If you are under the legal age, you may not use the website or its services without the consent of a parent or guardian.
6.2 Use of the Website
You agree to use this website solely for lawful purposes and in accordance with these T&Cs. You may not use the website in any way that could damage, disable, overburden, or impair its functionality, or interfere with any other user’s access to the site.
- Permitted Use: You may browse, view, and interact with the content on the website as intended. This includes reading educational material, reviewing affiliate links, and accessing any resources provided for informational purposes. You may not use the website to engage in any illegal, fraudulent, or malicious activities, including but not limited to:
- Hacking, attempting unauthorized access, or manipulating the website.
- Uploading or transmitting harmful viruses, malware, or any code designed to disrupt the website.
- Spamming or engaging in phishing activities to collect personal data from users.
6.3 Account Security
If you create an account on this website or use certain services that require an account, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately if you suspect any unauthorized use of your account or any other security breach.
- Password Protection: Choose a secure password and do not share it with others. The website operators are not liable for any loss or damage resulting from the unauthorized use of your account due to compromised login credentials.
- Account Termination: We reserve the right to suspend or terminate your account if we suspect that you have violated these T&Cs or engaged in illegal activities. Termination may occur with or without notice.
6.4 Affiliate Links and Third-Party Services
This website may contain affiliate links or advertisements for third-party cryptocurrency exchanges, products, or services. These links are provided for convenience and informational purposes only. The website operators are not responsible for the content, privacy policies, or practices of third-party websites.
- Affiliate Partnerships: The website may receive commissions or compensation for referring users to third-party services. However, this does not constitute an endorsement or guarantee of the quality of those services. You should exercise caution and conduct your own research before engaging with any third-party service.
- No Liability for Third-Party Content: The website is not responsible for any transactions, disputes, or issues arising from interactions with third-party services or websites. You acknowledge that your use of third-party services is at your own risk, and you agree that the website operators are not liable for any losses or damages resulting from such interactions.
6.5 Limitations of Liability
The website operators make no warranties or representations regarding the accuracy, completeness, or reliability of the website’s content, services, or functionality. You use this website at your own risk, and we do not guarantee that the website will be free of errors, interruptions, or defects. We are not responsible for any loss of data, financial losses, or other damages that may result from using the website.
- Indirect or Consequential Damages: Under no circumstances shall the website operators be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of business, or reputational damage, arising from your use of the website or reliance on its content.
- Indemnity: You agree to indemnify and hold harmless the website operators, their affiliates, employees, agents, and third-party providers from any claims, liabilities, damages, or expenses (including legal fees) arising out of your use of the website, breach of these T&Cs, or violation of the rights of others.
6.6 Privacy and Data Protection
By using this website, you consent to the collection, use, and processing of your personal information as outlined in the [Privacy Policy]. The website operators will take reasonable steps to protect your privacy and personal data, but you understand that no method of data transmission over the Internet or electronic storage is completely secure.
- Data Collection: We may collect certain personal information, such as your email address or browsing data, to improve user experience, process affiliate transactions, or comply with legal obligations.
- Third-Party Tracking: The website may use third-party services, such as analytics providers or advertising networks, which may collect data about your activity on the site. Please review the [Privacy Policy] for further details on how your data is handled.
6.7 Changes to Terms and Conditions
The website operators reserve the right to modify, update, or amend these Terms and Conditions at any time, without prior notice. Any changes will be posted on this page, and the revised version will become effective immediately upon publication. You are encouraged to review this section regularly to stay informed of any updates.
- Notification of Changes: We may provide notifications of material changes to the T&Cs through a prominent notice on the website or via email. However, your continued use of the website after any changes to the T&Cs constitutes your acceptance of the updated terms.
- Force Majeure: We are not liable for any failure or delay in performance of our obligations under these T&Cs due to events beyond our control, including natural disasters, war, terrorism, government action, or technical failures.
6.8 Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of Germany, without regard to its conflict of law principles. Any disputes arising out of or in connection with these T&Cs shall be subject to the exclusive jurisdiction of the courts located in Germany.
- International Use: If you access the website from outside Germany, you are responsible for ensuring that your use of the website complies with local laws and regulations. The website operators do not guarantee that the website complies with the laws of other jurisdictions.
6.9 Severability
If any provision of these Terms and Conditions is found to be illegal, invalid, or unenforceable, the remainder of the provisions will remain in full force and effect. The invalid provision will be modified to the extent necessary to make it enforceable while reflecting the intent of the original provision as closely as possible.
6.10 No Waiver
No waiver of any provision of these T&Cs will be deemed a further or continuing waiver of such provision or any other provision, and the website operators’ failure to assert any right or provision under these T&Cs shall not constitute a waiver of such right or provision.
7. Privacy and Data Protection (GDPR Compliance)
7.1 Introduction
We are committed to protecting your personal data and respecting your privacy. This Privacy Policy outlines how we collect, use, store, and protect your personal information in compliance with the General Data Protection Regulation (GDPR) (Regulation (EU) 2016/679), as well as other applicable data protection laws.
By accessing or using our website, services, or engaging with any of our content, you agree to the collection and use of your personal data as described in this policy. If you do not agree with this policy, please do not use our services.
7.2 Data Controller
The data controller responsible for your personal data under the GDPR is:
Stephan Rothkreuz
CO/CENTER GmbH
Koppoldstraße 1
86551 Aichach
Germany
E-Mail: info@fyex.net
You can contact us at any time to inquire about your data or to exercise your data protection rights.
7.3 Types of Data We Collect
We may collect and process various types of personal data when you interact with our website or services, including but not limited to:
- Personal Identification Information: Name, email address, phone number, postal address, and other contact details.
- Account Information: If you create an account on our website, we collect login credentials, including usernames, passwords, and account settings.
- Transaction and Financial Data: Information regarding payments or transactions you make on our website, including billing details, payment methods, and transaction history.
- Usage Data: Data related to how you interact with our website and services, including your IP address, browser type, operating system, pages visited, time spent on the site, and other activity logs.
- Marketing and Communication Data: If you subscribe to our newsletters, marketing materials, or communications, we collect the necessary contact information to send you updates, promotions, and other content.
7.4 Purpose of Data Collection
We collect and process your personal data for the following purposes:
- Provision of Services: To offer, maintain, and improve the services on our website, including cryptocurrency exchange reviews, affiliate marketing, and other related services.
- Communication: To respond to inquiries, manage your account, send updates, and provide customer support.
- Marketing and Advertising: To send promotional materials, newsletters, offers, and advertisements tailored to your preferences and interests, based on your consent.
- Legal Compliance: To comply with relevant laws and regulations, such as anti-money laundering (AML) and know-your-customer (KYC) requirements in the cryptocurrency space, as well as tax and financial reporting obligations.
- Analytics and Research: To monitor and analyze website traffic and usage to improve the functionality and user experience of the website.
7.5 Legal Basis for Data Processing
We rely on the following legal bases under the GDPR for processing your personal data:
- Consent: When you voluntarily provide us with your data, for example, by subscribing to a newsletter or accepting cookies.
- Contractual Necessity: We may need to process your personal data to fulfill our contractual obligations with you, such as providing you with access to our services or processing payments.
- Legal Obligation: We may process your data to comply with applicable laws, such as fraud detection, tax reporting, or regulatory compliance in the cryptocurrency industry.
- Legitimate Interests: We may process your data to pursue legitimate business interests, such as improving the performance of our website, enhancing user experience, and marketing, provided that such interests do not override your privacy rights.
7.6 Data Retention
We retain your personal data only for as long as necessary to fulfill the purposes for which it was collected, in compliance with legal requirements, and to ensure the proper functioning of the website and services. The specific retention periods vary depending on the type of data:
- Account Information: Retained as long as you have an active account with us.
- Transaction Data: Retained for the period necessary to comply with legal and tax reporting requirements (e.g., for accounting purposes or legal disputes).
- Marketing Data: Retained until you withdraw consent or opt-out of marketing communications.
Once your data is no longer necessary for the purposes for which it was collected, we will securely delete or anonymize the information.
7.7 Data Sharing and Third-Party Disclosure
We may share your personal data with third parties in the following situations:
- Affiliate Partners: We may share data with cryptocurrency exchanges or services that we recommend, as part of the affiliate program. These third parties are obligated to handle your personal data in accordance with their own privacy policies.
- Service Providers: We may share data with external service providers that help us manage our website, process payments, send communications, and conduct analytics. These service providers are bound by confidentiality agreements and are restricted from using your data for any other purpose.
- Legal and Regulatory Compliance: We may disclose your data if required by law or in response to valid legal requests, such as subpoenas or other governmental inquiries.
- Business Transfers: In the event of a business sale, merger, or acquisition, your personal data may be transferred as part of the transaction. We will notify you of any such changes and update this policy accordingly.
7.8 User Rights under GDPR
As a data subject, you have the following rights under the GDPR:
- Right to Access: You can request a copy of the personal data we hold about you.
- Right to Rectification: You can request the correction of any inaccurate or incomplete data.
- Right to Erasure: You can request the deletion of your personal data, under certain circumstances (e.g., if the data is no longer needed for the original purpose or if you withdraw consent).
- Right to Restrict Processing: You can request that we restrict the processing of your data under certain conditions (e.g., if you contest the accuracy of the data).
- Right to Data Portability: You can request to receive your personal data in a structured, machine-readable format and, in some cases, transfer it to another data controller.
- Right to Object: You can object to the processing of your personal data for specific purposes, including direct marketing or profiling.
- Right to Withdraw Consent: If you have given consent for data processing, you can withdraw that consent at any time, which will not affect the lawfulness of processing based on consent before its withdrawal.
To exercise any of these rights, please contact us at the contact details provided in the “Data Controller” section.
7.9 Data Security
We implement appropriate technical and organizational measures to safeguard your personal data from unauthorized access, alteration, disclosure, or destruction. This includes using secure servers, encryption technologies, and access controls to ensure that your data is protected.
However, no data transmission over the internet can be guaranteed 100% secure. While we strive to protect your data, we cannot ensure its absolute security. Any data transmission is at your own risk.
7.10 Data Transfers Outside the European Economic Area (EEA)
If we transfer your personal data to countries outside the European Economic Area (EEA), we will ensure that appropriate safeguards are in place to protect your data. These safeguards may include the use of Standard Contractual Clauses or other mechanisms approved by the European Commission.
7.11 Changes to this Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with the updated “Last Modified” date. We encourage you to review this policy periodically to stay informed about how we protect your personal data.
If we make significant changes to this Privacy Policy, we will notify you via email or through a prominent notice on our website.
8. Disclaimer of Warranties
This section outlines the limitations of the warranties and guarantees associated with the use of the website, its services, and content. By using this website, you acknowledge and accept that the website is provided “as is” and that the website operators make no warranties regarding its operation, content, or any related services. This disclaimer is intended to limit the website’s liability in the event of issues arising from the use of the website.
8.1 No Warranty of Accuracy or Completeness
The website operators do not guarantee that the content provided on the website, including text, graphics, links, or any other materials, is accurate, complete, reliable, or current at all times. While we strive to ensure that all information is correct and up to date, errors, omissions, or inaccuracies may occur, and we do not assume any responsibility for such issues. Users should independently verify all information provided on the website before acting on it.
- No Responsibility for Content: The website may contain information provided by third-party affiliate partners or external sources. The website operators do not endorse or take responsibility for the accuracy, legality, or completeness of this external content, and we are not liable for any damages resulting from reliance on such information.
8.2 No Guarantee of Service Availability
We do not guarantee that the website will be available, uninterrupted, or error-free at all times. There may be times when the website is temporarily unavailable due to maintenance, technical issues, server problems, or other reasons beyond our control.
- Service Interruptions: The website operators are not liable for any disruptions or technical problems that prevent users from accessing or using the website, including but not limited to hardware or software failures, Internet service disruptions, or issues caused by third-party service providers.
- Temporary Suspension: We reserve the right to temporarily suspend or modify the website’s services at any time without prior notice for purposes such as system updates, security enhancements, or troubleshooting.
8.3 No Investment or Financial Advice
The content on the website is provided for informational purposes only and does not constitute financial, investment, or trading advice. The website operators are not licensed financial advisors, and no content on the site should be interpreted as a recommendation or endorsement for any cryptocurrency, exchange, or investment opportunity.
- Cryptocurrency Risk: Cryptocurrency investments are inherently risky and volatile. The website operators do not guarantee any returns, profits, or specific outcomes from investing or trading in cryptocurrencies. You are solely responsible for your own financial decisions and should consult with a professional financial advisor before making any investment or trading decisions.
- No Endorsement of Third-Party Services: The inclusion of affiliate links or advertisements for third-party cryptocurrency exchanges, platforms, or services on the website does not constitute an endorsement or a recommendation. We do not take responsibility for the quality, legality, or performance of third-party services and do not guarantee their success or security.
8.4 No Warranty of Security
While we implement security measures to protect the website, we do not guarantee that your data or the website will be free from unauthorized access, hacking, or data breaches. The website may utilize encryption and other security protocols to safeguard your information, but absolute security cannot be guaranteed.
- Risk of Online Transactions: Any transactions conducted on the website or involving affiliate links, including cryptocurrency transactions, carry inherent risks. The website operators are not responsible for any financial loss, theft, or other damages that may occur as a result of security breaches or fraudulent activities.
- Third-Party Risks: Transactions with third-party cryptocurrency exchanges or platforms may expose users to additional risks, and the website operators are not responsible for the security measures of these external services. Always exercise caution and ensure that you follow best practices for online security.
8.5 No Warranty of Merchantability or Fitness for a Particular Purpose
The website, including its services, products, and content, is provided without any warranties of merchantability or fitness for a particular purpose. We make no representation that the website or its content will meet your specific needs, expectations, or requirements.
- Content Limitations: The website operators do not warrant that the website’s content is suitable for any specific purpose, including but not limited to professional, financial, or investment-related purposes.
- Use at Your Own Risk: By using the website, you acknowledge that you do so at your own risk, and the website operators are not liable for any damages, losses, or adverse outcomes arising from your use of the site’s content or services.
8.6 Limitation of Liability
To the fullest extent permitted by applicable law, the website operators disclaim any liability for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, financial losses, or other damages arising from or related to your use or inability to use the website or its services.
- Exclusion of Liability: The website operators shall not be held responsible for any damages, including those arising from reliance on the website’s content, actions taken based on affiliate links, third-party interactions, or errors in the website’s operation.
- No Liability for Third-Party Services: We are not liable for any disputes, losses, or damages resulting from transactions, interactions, or engagements with third-party cryptocurrency exchanges or platforms. Any agreements or issues with third parties are strictly between you and the respective service provider.
- Cap on Liability: If, notwithstanding the above disclaimers, the website operators are found liable for any reason, the total liability will be limited to the amount you have paid for access to the website’s services, if any.
8.7 Indemnification
You agree to indemnify and hold harmless the website operators, their affiliates, employees, agents, and third-party providers from any claims, demands, losses, damages, liabilities, and costs, including legal fees, arising out of your use of the website, violation of these Terms and Conditions, or any infringement of third-party rights. This indemnification obligation will survive the termination of your use of the website.
- Responsibility for User Actions: You are solely responsible for your conduct while using the website, including any actions that may result in legal claims or liabilities. You agree to compensate the website operators for any harm, loss, or damages incurred due to your actions, including but not limited to intellectual property violations, fraudulent activities, or violations of applicable laws.
8.8 No Warranty for Third-Party Services
The website may contain links or references to third-party websites, services, or products. These third-party entities are independent of the website operators, and we do not endorse, guarantee, or assume any responsibility for the availability, quality, or security of such third-party services.
- Use of Third-Party Links: When you access third-party websites or services through affiliate links or other references on this site, you do so at your own risk. The website operators are not responsible for any damages, losses, or issues that arise from interacting with third-party services.
9. Governing Law and Dispute Resolution
This section outlines the legal framework under which any disputes or claims related to the use of the website will be resolved, as well as the jurisdiction and laws that apply. It is important for both the website operators and users to understand their rights and obligations in the event of a legal dispute.
9.1 Governing Law
By using the website, you agree that the laws of the country where the website operator is registered (Germany) will govern any disputes or claims that arise out of or in connection with your use of the website, regardless of your location or where you access the website from.
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Application of German Law: This website is operated from Germany, and German law will apply in any disputes or claims relating to the use of the website, including but not limited to issues concerning the content of the site, affiliate links, financial transactions, or violations of the Terms and Conditions. The courts of Germany will have exclusive jurisdiction over any such matters unless otherwise specified.
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Choice of Law: You agree that the laws of the Federal Republic of Germany will govern these Terms and Conditions, including all matters arising out of or related to the use of this website, regardless of any principles of conflicts of law or jurisdiction that may otherwise apply.
9.2 Jurisdiction
Any legal action or proceeding arising out of or related to these Terms and Conditions, the Privacy Policy, or any other aspect of the website, shall be exclusively brought before the courts of Germany. Specifically, the courts located in [specify location or city, e.g., Berlin, Munich] will have exclusive jurisdiction over any dispute between the website operator and the user.
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Exclusive Jurisdiction: By using the website, you consent to the jurisdiction of the courts of Germany and waive any objections to venue or jurisdiction. This means that any legal action related to your use of the website must be filed in a court within the legal boundaries of Germany.
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International Users: If you access the website from outside of Germany, you are still bound by the laws and regulations of Germany in all legal matters related to the website. International users acknowledge that by accessing the website, they consent to the jurisdiction and venue of the German courts for any disputes arising from their use of the website.
9.3 Alternative Dispute Resolution (ADR)
In the event of a dispute or claim arising out of or in connection with the use of the website, the website operators encourage the use of alternative dispute resolution (ADR) mechanisms before initiating any formal legal proceedings. This can help to resolve conflicts more efficiently and amicably.
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Mediation and Negotiation: Before pursuing formal litigation, the website operators and the user agree to attempt to resolve any dispute through good faith negotiations or mediation. The parties will endeavor to reach an amicable resolution with the assistance of a mediator. This process is intended to resolve issues in a manner that benefits both parties and avoids the time and cost of legal proceedings.
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Arbitration: If a dispute cannot be resolved through mediation or negotiation, the parties agree to submit the dispute to arbitration. Arbitration is a form of alternative dispute resolution where an impartial third party (an arbitrator) hears both sides of the dispute and makes a binding decision. The arbitration will take place in Germany, and the language of the arbitration will be English or German, depending on the preference of the parties involved.
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Binding Arbitration Clause: By using the website, you agree that any claim, dispute, or controversy arising out of or relating to these Terms and Conditions, the Privacy Policy, or any other aspect of the website will be resolved through binding arbitration rather than through court litigation, except for claims for injunctive or equitable relief related to the website operator’s intellectual property rights or other proprietary interests.
9.4 Dispute Resolution Process
In the event that a dispute arises and the parties are unable to resolve it through negotiation or mediation, the dispute resolution process will proceed as follows:
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Notification of Dispute: If a user has a claim or dispute with the website, the user must notify the website operator in writing, including a clear description of the issue and the resolution being sought.
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Attempt to Resolve the Dispute: Upon receiving the dispute notification, the website operator will respond to the user within a reasonable time frame, usually within 30 days, and will work with the user to resolve the issue amicably.
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Arbitration or Legal Action: If the dispute is not resolved through negotiation or mediation, either party may submit the matter to arbitration or file a lawsuit in accordance with the terms set forth in these Terms and Conditions. If arbitration is chosen, the decision made by the arbitrator will be final and binding.
9.5 No Class Action or Collective Action
By using the website, you agree that any dispute or claim you have will be resolved individually. This means that you will not have the right to participate in a class action, collective action, or representative action related to the website or any claims arising out of its use.
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Individual Claims Only: Any claims or disputes must be pursued on an individual basis. You agree that you will not seek to bring a class action or other collective action in connection with any legal claim or dispute you have related to the website.
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Waiver of Class Action Rights: You agree to waive your right to participate in a class action or class arbitration. This provision is intended to limit collective claims and facilitate the resolution of disputes on an individual basis.
9.6 Severability of Clauses
If any part of this section, or any other part of these Terms and Conditions, is found to be invalid, illegal, or unenforceable by a court or arbitrator with proper jurisdiction, the remaining provisions of these Terms and Conditions will remain in full effect.
- Severability: If a specific clause is deemed unenforceable, the invalid clause will be modified to the extent necessary to make it enforceable, or it may be severed from the agreement without affecting the validity of the remaining clauses.
9.7 Right to Modify Terms
The website operators reserve the right to modify or update this section, as well as any other part of these Terms and Conditions, at any time. Any changes will take effect immediately upon posting, and it is your responsibility to review the Terms and Conditions regularly for any updates.
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Notification of Changes: In the event of significant changes to the governing law or dispute resolution procedures, the website operators will make an effort to notify users through the website or via email, depending on the nature of the changes.
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Continued Use Constitutes Acceptance: By continuing to use the website after any updates or modifications to the Terms and Conditions, you acknowledge and agree to the revised terms.
10. Amendments and Updates to Terms and Conditions
This section describes how the Terms and Conditions may be modified, updated, or amended over time, and explains the process through which users will be informed of these changes. It is crucial for users to understand that the Terms and Conditions are subject to change, and by continuing to use the website, they agree to be bound by the most current version.
10.1 Right to Modify Terms
The website operators reserve the right to modify, update, or amend these Terms and Conditions at any time, without prior notice. These modifications may be made to reflect changes in the website’s services, legal requirements, or to improve the overall user experience.
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Reasons for Amendments: Changes to the Terms and Conditions may occur due to:
- Updates to the website’s content, services, or features.
- Changes in applicable laws or regulations that affect the website or the operations of the website operator.
- Changes to the business model, partnerships, or services provided through affiliate links or advertisements.
- Improvements or changes made to ensure the website remains secure, functional, and user-friendly.
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No Obligation to Notify: Although the website operators may provide notifications of significant changes, there is no obligation to do so. The responsibility to review the Terms and Conditions lies with the user.
10.2 How Changes Are Communicated
When significant changes are made to these Terms and Conditions, the website operators may post a notice on the website itself or send email notifications (if the user has provided an email address and has opted in to receive such communications). However, even if no direct notification is provided, users are still bound by the updated Terms once the changes are published.
- Posting of Changes: Any updates or amendments to the Terms and Conditions will be posted on this page with a revised “Last Updated” date at the top of the document.
- User Responsibility: It is the user’s responsibility to check this page regularly for updates. By continuing to use the website after changes are made, you indicate that you accept and agree to the revised Terms and Conditions.
10.3 Retroactive Effect of Changes
The amendments to the Terms and Conditions may apply retroactively to previous actions, subject to the legal framework that governs the changes. For example, if a new law or regulation requires a modification of the Terms that impacts users’ prior interactions with the website, such changes may apply to past activities and transactions as well.
- Binding Nature of Modifications: Any modifications to the Terms will be binding upon the user immediately after publication unless a different effective date is specified.
- User Consent: Continued use of the website after the effective date of any modifications indicates acceptance of those changes, even if the user has not explicitly reviewed the updated Terms.
10.4 Impact of Non-Acceptance of Changes
If you do not agree with the updated Terms and Conditions, you must stop using the website immediately. Your continued use of the website after modifications to the Terms indicates your agreement to abide by those modifications.
- Termination of Access: In cases where users do not agree with the new Terms and Conditions, the website operators may suspend or terminate their access to the website or specific services.
10.5 No Effect on Prior Agreements
Any amendments or updates to these Terms and Conditions will not affect prior agreements or interactions you have had with the website up to the point of modification, unless otherwise specified in the updated Terms. Any rights or obligations that existed under previous versions of the Terms will remain intact unless specifically altered by the new version.
- Preservation of Rights: If you have entered into agreements, such as affiliate partnerships or services, the previous Terms and Conditions applicable to those specific agreements will continue to apply unless the new Terms specifically amend them.
10.6 User Acknowledgment
By using the website, you acknowledge that you have read, understood, and agree to these Terms and Conditions, including any amendments or modifications that are made. You are bound by these Terms and Conditions, as amended, each time you access or use the website.
- Continuous Agreement: Every time you use the website or its services after any update to the Terms, you reaffirm your agreement to abide by the updated Terms.
10.7 Archived Versions of Terms
Users can access archived versions of the Terms and Conditions, if desired, through the website or by contacting the website operator directly. This allows users to view and review previous iterations of the Terms to understand how they have evolved over time.
- Access to Historical Terms: While only the current version of the Terms and Conditions is legally binding, users may request access to earlier versions for informational purposes. This can be helpful for tracking how specific clauses or rules have changed over time.
11. Contact Information
This section provides the details through which users can contact the website operators regarding any questions, concerns, or inquiries about the Terms and Conditions, Privacy Policy, or other matters related to the website’s services. It is crucial to provide clear and accessible contact options so that users can easily reach out for support or clarification.
11.1 Contact for Legal or Compliance Matters
If you have any questions or concerns about the Terms and Conditions, Privacy Policy, or legal matters related to the website, you can contact the website operators directly through the following means:
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Email Address: [Provide a direct email address for legal inquiries, such as legal@yourwebsite.com]
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Postal Address: [Provide a physical address for official correspondence, such as: Company Name Street Address City, ZIP Code, Country]
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Phone Number: [Provide a contact number, if applicable, for urgent legal matters]
11.2 Customer Support Contact
For general inquiries or assistance related to the website’s services, including technical support, affiliate partnerships, account-related questions, or other non-legal matters, users can contact customer support via:
- Email Address for Support: info@fyex.net
11.4 Feedback and Suggestions
We value user feedback, and we encourage users to provide suggestions or report issues related to the website’s functionality, content, or services. If you would like to provide feedback or suggest improvements, please contact us.
11.5 Reporting Violations or Misuse
If you believe that the website or any of its services are being misused, or if you have identified any content that violates these Terms and Conditions, the Privacy Policy, or applicable laws, please contact us immediately so that we can address the issue.
11.6 International Users
If you are accessing the website from outside of the operator’s country (e.g., Germany), please be aware that the website operates under the laws of the operator’s country, and any inquiries should still be directed to the provided contact points. If you have any concerns related to international access, please feel free to contact us for further clarification.
11.7 Changes to Contact Information
The website operators reserve the right to modify or update contact details. Users are encouraged to regularly check this section for any changes. Updated contact information will be reflected on this page as soon as the changes are made.
- Notification of Changes: In the event that our contact information changes, we will update this page accordingly and make reasonable efforts to notify users via email or other means where possible. However, it remains the user’s responsibility to ensure they are using the correct contact details.
11.8 Data Protection and Privacy Concerns
If you have any concerns or questions regarding the collection, use, and processing of your personal data, please refer to our Privacy Policy or contact us directly for more information.
12. Miscellaneous Provisions
This section outlines additional legal and operational clauses that are important to the Terms and Conditions. These provisions help clarify aspects that may not be covered in the previous sections but are still important for maintaining the functionality, security, and integrity of the website and its services. It also ensures that the terms are legally comprehensive and protect both the website operator and users.
12.1 Entire Agreement
These Terms and Conditions, along with any other legal documents, policies, or disclaimers provided by the website (including the Privacy Policy), constitute the entire agreement between the website operator and the user. This agreement supersedes all prior agreements, understandings, or representations, whether oral or written, regarding the website’s use and the services provided.
- Superseding Prior Agreements: Any prior agreements that may have existed between the user and the website operator are now null and void, replaced entirely by these Terms and Conditions.
- No Other Agreements: No other agreement, whether formal or informal, should be considered valid unless it has been included as part of these Terms and Conditions.
12.2 Severability
If any provision of these Terms and Conditions is deemed invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect. The invalid provision will be modified to the extent necessary to make it enforceable, or it will be severed from these Terms without affecting the validity of the rest of the agreement.
- Effect of Invalidity: If any part of the Terms is found to be unenforceable or invalid, this will not affect the enforceability of the rest of the Terms, which shall continue to apply as intended.
- Modification for Enforceability: In the event that any provision is ruled unenforceable, it will be revised to reflect the intent of the original clause while ensuring that it is compliant with applicable law.
12.3 Waiver
The failure or delay of the website operator to enforce any provision of these Terms and Conditions, or to exercise any rights under them, will not be deemed a waiver of those provisions or rights. Any waiver of a breach of these Terms will be effective only if expressly made in writing by the website operator.
- No Implied Waivers: A waiver by the website operator of any provision of these Terms shall not be construed as a waiver of any future breach or violation of these provisions.
- Express Waivers Only: Any waiver of these Terms must be explicitly agreed to in writing by the website operator.
12.4 Assignment
The website operator reserves the right to assign, transfer, or sublicense its rights and obligations under these Terms and Conditions to any third party, at its sole discretion. Users may not assign, transfer, or delegate their rights or obligations under these Terms without the prior written consent of the website operator.
- Operator’s Right to Assign: The website operator may assign its rights and obligations to a third party, such as in the case of a merger, acquisition, or sale of assets, without requiring prior consent from users.
- User Restrictions: Users are not permitted to assign their rights or obligations to any third party unless explicitly permitted by the website operator.
12.5 Force Majeure
The website operator shall not be held liable for any failure or delay in performing its obligations under these Terms and Conditions if such failure or delay is caused by circumstances beyond its reasonable control, including but not limited to natural disasters, war, terrorism, government action, labor strikes, technical failures, or any other event that prevents the website operator from fulfilling its obligations.
- Events of Force Majeure: The operator will not be responsible for delays or failures in service caused by factors beyond their control, and such events will not be considered a breach of the Terms.
- Obligations Suspended: In the event of a force majeure, the website operator’s performance obligations may be suspended for the duration of the event or its consequences.
12.6 Headings
The headings and subheadings used in these Terms and Conditions are for convenience only and do not affect the interpretation or legal validity of the provisions. They are included solely to make the document easier to navigate.
- No Legal Effect of Headings: The use of headings is for organizational purposes and does not alter the meaning of the Terms or influence how the clauses are interpreted legally.
12.7 Relationship Between the Parties
The relationship between the user and the website operator is that of an independent contractor. Nothing in these Terms and Conditions should be construed to create a joint venture, partnership, employer-employee relationship, or agency relationship between the parties.
- No Partnership or Agency: The user is not an agent or representative of the website operator, and no joint venture or partnership is created by the use of the website.
- Independent Status: The user operates as an independent entity, and nothing in these Terms should be construed to grant any authority to act on behalf of the website operator.
12.8 User Responsibilities and Compliance
By using the website, the user agrees to comply with all applicable laws, regulations, and rules in connection with their use of the website. The user is responsible for ensuring that their use of the website complies with local laws, especially if they are accessing the website from a jurisdiction with different legal standards regarding online activity, cryptocurrency trading, or affiliate marketing.
- Legal Compliance: The user acknowledges that they are responsible for understanding and complying with any local or international laws that apply to their activities, including laws governing cryptocurrency transactions, affiliate marketing, and internet use.
- No Illegal Activities: The user agrees not to use the website for any unlawful purpose, including engaging in fraud, misrepresentation, or any activities that could result in harm to the website, its users, or its partners.
12.9 Language of Agreement
These Terms and Conditions, along with any associated policies, are written in English, and this language will prevail in the event of any translation disputes. Users who do not fully understand English are encouraged to seek translation assistance to ensure comprehension.
- English as the Prevailing Language: If these Terms are translated into other languages, the English version will take precedence in the event of any discrepancies or contradictions.
12.10 Advertising and Promotions
The website may offer promotions, advertisements, or affiliate links as part of its services. These advertisements may be provided by third-party companies or partners. The inclusion of such advertisements does not imply any endorsement or guarantee of the accuracy, quality, or legality of the products or services advertised.
- No Endorsement of Advertisements: While third-party advertisements may be shown, the website operator does not endorse or take responsibility for the content or claims made by the advertisers. Users should perform their own due diligence before engaging with any third-party services.
12.11 Third-Party Links
The website may contain links to third-party websites, which are provided for convenience and informational purposes. The website operator is not responsible for the content, accuracy, or legality of these third-party sites, and the inclusion of links does not imply endorsement.
- Disclaimer of Liability for Third-Party Websites: The website operator is not liable for any issues arising from your interactions with third-party websites, including security concerns or the accuracy of the information provided.
13. Additional Legal Notices
This section includes any other necessary legal disclaimers, notifications, and important information that the website operator deems relevant for users to understand their rights and responsibilities in relation to using the website, engaging with the services, or interacting with affiliated partners.
13.1 Governing Law and Jurisdiction
These Terms and Conditions, and any disputes arising from or related to the use of the website, shall be governed by and construed in accordance with the laws of the jurisdiction in which the website operator is registered or primarily conducts business. Users agree that any disputes or claims will be subject to the exclusive jurisdiction of the courts in that jurisdiction.
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Choice of Law: The laws governing these Terms are the laws of [Country or Region], without regard to its conflict of law principles. For example, if the operator is based in Germany, the applicable law would be German law.
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Jurisdiction: In case of any legal dispute, users agree to submit to the exclusive jurisdiction of the courts located in [City, Country], where the website operator is based.
13.2 International Users
The website may be accessed from jurisdictions around the world. Users located in countries or regions with different laws and regulations should ensure compliance with any applicable laws before using the website. By accessing or using the website, users acknowledge that they are responsible for adhering to local laws and regulations.
- Responsibility for Compliance: Users accessing the website from outside the jurisdiction of the operator are responsible for ensuring their use of the website complies with the local laws of their country or region.
- Restricted Jurisdictions: The website operator may choose, at its discretion, to restrict access to certain countries or regions where the services or content offered by the website are prohibited by local law.
13.3 No Professional Advice
The information provided on the website, including but not limited to financial, investment, or cryptocurrency-related content, is for informational purposes only. The website does not provide professional advice or recommendations, and users should not rely on any information from the website as a substitute for professional advice.
- Not Financial or Investment Advice: The website does not offer financial advice, legal advice, tax advice, or any other form of professional consultation. Users should seek the services of qualified professionals (such as financial advisors or tax consultants) before making any decisions based on information found on the website.
- No Endorsement of Specific Services: Any recommendations, articles, or advertisements related to specific financial services or products should not be considered endorsements or guarantees of their value or performance.
13.4 Risk of Cryptocurrency Trading
Users are made aware that trading in cryptocurrency and other digital assets carries inherent risks, including but not limited to high volatility, the potential for financial loss, and the risk of fraud or hacking. The website operator is not responsible for any losses or damages incurred through cryptocurrency trading or investment activities.
- Investment Risk: Cryptocurrency trading involves substantial risk. Users should carefully assess their risk tolerance and consult financial professionals before engaging in any trading or investment activities.
- Acknowledgment of Risk: By using the website and engaging with cryptocurrency-related services or content, users acknowledge the high risk associated with cryptocurrency investments and accept responsibility for any outcomes, including financial losses.
13.5 No Guarantee of Profit
The website operator does not guarantee or promise any profits from using the website, engaging with affiliate programs, or trading cryptocurrency. All activities related to the website’s services are subject to market fluctuations, individual decisions, and external factors that cannot be controlled.
- No Profit Guarantees: There are no guarantees or assurances of any specific financial returns from using the website or its affiliated services.
- User Responsibility: Users are solely responsible for their decisions, investments, and any associated risks, and the website operator is not liable for any financial losses incurred.
13.6 Marketing and Affiliate Disclosures
In accordance with applicable laws and regulations, including those related to affiliate marketing, the website provides clear disclosures regarding any affiliate relationships. Users are informed that the website may earn commissions or other financial benefits from affiliate links, advertisements, or partnerships featured on the website.
- Affiliate Link Disclosure: Some links on the website may be affiliate links, and if a user clicks on these links and makes a purchase or takes action, the website may receive compensation.
- Transparency: The website is transparent about its affiliate relationships, and users are encouraged to read the affiliate disclosures provided on individual pages or product listings.
13.7 Third-Party Services and Content
The website may contain content, services, or advertisements provided by third parties. The website operator is not responsible for the availability, quality, or legality of these third-party services or content.
- Third-Party Links: The website may contain links to external websites, services, or products that are not owned or controlled by the website operator. The operator does not endorse or guarantee the products, services, or content provided by these third parties.
- Use at Own Risk: Users should exercise caution when engaging with third-party services, products, or links, as the website operator is not responsible for any issues, losses, or damages that arise from these external engagements.
13.8 Copyright and Intellectual Property
The content, design, structure, and materials on the website are protected by copyright laws and are the intellectual property of the website operator or its licensors. Users are prohibited from using, copying, or distributing any part of the website’s content without prior written consent, unless otherwise stated.
- Ownership of Content: All content on the website, including text, images, graphics, logos, and software, is the property of the website operator or third-party licensors and is protected by copyright and intellectual property laws.
- Limited License for Personal Use: Users are granted a limited, non-exclusive license to access and use the website for personal, non-commercial purposes, subject to the restrictions outlined in these Terms and Conditions.
13.9 Privacy Policy and Data Use
The Privacy Policy outlines how the website collects, stores, and uses personal data. Users are encouraged to review the Privacy Policy in detail to understand how their information is handled. By using the website, users consent to the collection and use of their data as described in the Privacy Policy.
- Personal Data Usage: Users may be asked to provide personal data for certain activities on the website, such as registering for an account, subscribing to a newsletter, or engaging with affiliate services. The website commits to using this data in compliance with applicable privacy laws.
- User Rights: Users have rights regarding their personal data, including the right to access, correct, or delete their information, as detailed in the Privacy Policy.
14. Conclusion
This section wraps up the Terms and Conditions, summarizing the key points and reiterating the importance of adhering to these guidelines. It serves as a final reminder of the user’s responsibilities, rights, and obligations when using the website and engaging with its services.
14.1 Acknowledgment of Terms
By accessing or using the website, the user acknowledges that they have read, understood, and agree to be bound by these Terms and Conditions, including any updates, modifications, or amendments made by the website operator from time to time. The user also agrees to comply with all applicable laws, regulations, and rules governing their use of the website.
- Binding Agreement: Users are bound by the Terms and Conditions once they access the website or engage with any of the services offered, including affiliate programs, third-party content, and cryptocurrency-related activities.
- Consent to Terms: By continuing to use the website, users signify their consent to these Terms and Conditions.
14.2 Updates to Terms
The website operator reserves the right to update or modify these Terms and Conditions at any time, without prior notice. Users are encouraged to periodically review this section to stay informed about any changes. The updated Terms and Conditions will be posted on the website, and the date of the most recent revision will be indicated at the top of this page.
- User Responsibility: It is the user’s responsibility to check the Terms regularly for updates. Continued use of the website after any changes to the Terms signifies the user’s acceptance of the modified terms.
- Notification of Changes: While the website operator is not required to directly notify users of changes, efforts will be made to notify users of significant updates through email or other communication channels where appropriate.
14.3 Termination of Access
The website operator may, at its sole discretion, terminate or suspend access to the website and its services for any user who violates these Terms and Conditions or engages in any illegal or harmful activities. Users may also terminate their own access at any time by discontinuing the use of the website.
- Suspension or Termination of Access: In cases of violation or breach of the Terms, the website operator reserves the right to suspend or terminate user access to the website, including blocking access to certain content, services, or account-related features.
- No Refunds: In case of termination or suspension, the website operator is not obligated to provide refunds or reimbursements for any paid services, fees, or subscriptions.
14.4 User’s Obligation to Keep Information Updated
Users are responsible for keeping their account and personal information, if applicable, up-to-date. This includes ensuring that contact details, such as email addresses, are accurate and accessible for communication with the website operator.
- Accurate Information: Users are required to provide true, accurate, and complete information when creating accounts or engaging with services on the website.
- Updating Information: Users must update their information promptly if any details change, especially for critical aspects such as billing addresses, email addresses, and communication preferences.
14.5 No Waiver of Rights
Failure by the website operator to enforce any provision of these Terms and Conditions does not constitute a waiver of any of the operator’s rights. All rights not expressly granted to the user are reserved by the website operator.
- Preservation of Rights: The operator reserves all rights and remedies under these Terms, and a failure to enforce a right does not relinquish or waive that right in future disputes.
14.6 Contact Information for Clarifications
For any questions, concerns, or clarifications regarding these Terms and Conditions, users are encouraged to reach out to the website operator using the contact details provided in the “Contact Information” section above.
- Request for Clarification: Users can contact the operator for further explanation or clarification about specific provisions or any updates to the Terms and Conditions.
15. Cookie Policy
15.1 What Are Cookies?
Cookies are small text files that are placed on your device (computer, tablet, smartphone) when you visit a website. These files are used to store information about your activities on the site, such as login credentials, preferences, and other browsing behavior. Cookies allow the website to recognize your device and provide a more personalized and efficient user experience.
- Types of Cookies: The cookies used on this website may be session cookies (which are deleted after the session ends) or persistent cookies (which remain on your device for a specified period unless deleted by you).
15.2 Types of Cookies Used
The website uses different types of cookies to improve the user experience and gather data for analytics, advertising, and functionality. These cookies include:
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Essential Cookies: These cookies are necessary for the website to function correctly and to provide core functionalities such as page navigation and secure access to certain areas of the site. Without these cookies, the website may not work properly.
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Performance and Analytics Cookies: These cookies allow us to track user activity on the website in order to understand how the website is used and improve its functionality. They provide information about how visitors navigate the site, which pages are most visited, and how long users stay on the site. For example, Google Analytics may be used to gather data on user behavior.
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Functional Cookies: These cookies are used to remember your preferences and choices made on the website, such as language preferences or region selection, ensuring that your preferences are applied each time you visit the site.
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Advertising and Targeting Cookies: These cookies track your browsing habits across websites to provide more relevant advertising to you. These cookies may be placed by third-party advertisers or the website operator to display personalized ads based on your interests.
15.3 Consent to Cookies
By continuing to use the website, you consent to the use of cookies as described in this Cookie Policy. If you do not agree to the use of cookies, you can modify your browser settings to block cookies or to notify you when cookies are being placed. However, please note that disabling cookies may affect your ability to use some features of the website.
- Cookie Banner: Upon your first visit to the website, a cookie consent banner will appear, requesting your consent to use cookies. If you choose to decline cookies, certain features of the website may be unavailable to you.
15.4 Managing Cookies
You can manage or block cookies at any time through your browser settings. Most browsers allow you to block cookies or notify you when cookies are being sent. You can delete cookies already stored on your device through your browser settings. However, if you block or delete cookies, some features of the website may not function correctly.
- Instructions for Managing Cookies: Each browser has different settings for managing cookies. You can find specific instructions on how to manage cookies for major browsers (e.g., Chrome, Firefox, Safari, Internet Explorer) on their respective websites.
- Opting-Out of Advertising Cookies: For information on how to opt out of targeted advertising cookies, you can visit sites such as the Digital Advertising Alliance (DAA), the Network Advertising Initiative (NAI), and the European Interactive Digital Advertising Alliance (EDAA).
15.5 Third-Party Cookies
The website may use third-party cookies from advertising partners, analytics providers, and social media platforms. These third-party entities may collect data about your online activities and combine it with information from other websites to provide you with more relevant ads or content. The website operator does not control the use of third-party cookies, and users are encouraged to review the privacy and cookie policies of any third-party services they interact with.
- Third-Party Advertisers: Third-party advertisers may collect information about your online activity and use it to show you personalized ads. These third-party cookies are governed by the respective privacy policies of the advertisers, and not the website operator’s cookie policy.
- External Services: Users may interact with third-party services (e.g., embedded content, social media sharing buttons) that place their own cookies. These cookies are outside the control of the website operator.
15.6 Updates to Cookie Policy
The website operator reserves the right to modify this Cookie Policy at any time. Any changes will be reflected on this page, with the “Last Updated” date at the top of the page. Users are encouraged to review this Cookie Policy periodically to stay informed about how cookies are used on the website.
- Notification of Changes: Significant updates to the Cookie Policy may be communicated to users via email or through the website, as appropriate.
15.7 Contact Information
For any questions or concerns regarding our use of cookies or this Cookie Policy, please contact us using the contact details provided in the “Contact Information” section of these Terms and Conditions.